Standing on the car rental counter after an extended flight with drained and hungry kids is just not the most effective time to wonder if you want extra insurance coverage to cowl a rental car.
In most cases, your personal car insurance coverage supplies protection, topic to your coverage’s phrases and circumstances. Most insurance policies say you’ve gotten protection for any momentary use of a passenger automobile car rental jeju island.
All insurance policies supply legal responsibility protection for accidents to a different celebration, however in the event you’ve dropped complete and collision on an older car, you want to purchase extra protection for the rental. Additionally, your car insurance coverage often doesn’t cowl a truck from U-Haul or an identical rental.
Additionally, be trustworthy about who will drive. Your 16-year-old might have a license, however rental car firms cost considerably extra for younger drivers and many do not enable them in any respect. If that driver is just not listed if you hire the car, your insurance coverage might not cowl an accident.
Many credit cards mechanically present protection for a rental in the event you use that card to hire the car. Learn the superb print to be taught whether or not that coverage contains the contents of the automobile and which drivers are coated.
Be sure your insurance coverage coverage additionally contains satisfactory uninsured and underinsured protection in case the opposite driver in an accident is just not correctly insured. That recommendation applies to your private car as nicely.
Additionally, verify together with your agent about particular wants related to driving abroad, together with Canada, which requires you to hold an insurance coverage card. Any time you’ve gotten a brand new state of affairs, it’s a good suggestion to overview your coverage to be sure you are adequately coated.